Terms & Conditions 

Effective Date: 29/06/2025

Welcome to Luvlowerbills (“Site”). By accessing or using this Site, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use this Site. 

1. Use of the Site 

This Site provides information on services designed to help users save on household bills and potentially earn income. You agree to use this Site only for lawful purposes. 

2. No Financial Advice 

Information on this Site is for general informational purposes only and does not constitute financial or legal advice. Please consult a qualified professional before making financial decisions. 

3. User Responsibilities 

You agree not to: 

Misuse the Site 

Attempt unauthorized access 

Post or transmit harmful or illegal content 

4. Intellectual Property 

All content on this Site, including text, images, graphics, and logos, is owned by or licensed to us and protected by applicable intellectual property laws. 

5. Limitation of Liability 

We are not liable for any damages or losses arising from your use of this Site or services promoted here. 

6. Links to Other Sites 

Our Site may link to third-party websites. We do not control or endorse these sites and are not responsible for their content or practices. 

7. Changes to These Terms 

We may update these Terms & Conditions at any time. Your continued use of the Site after changes indicates your acceptance. 

8. Contact Us 

If you have any questions about these Terms, please contact us at [your email, e.g., support@luvlowerbills.co.uk].